What is Paitify?
Paitify acts as the intermediary between your AI agents and their spending power. Prior to any payment being made, the agent will check in with Paitify to
either approve or deny the transaction based on your policy settings (thresholds, merchant restrictions, monthly limits), and each decision is logged in an
immutable chain of hashed evidence. Paitify does not handle transactions or move money in any way – it is simply the decision engine – so it is
rail agnostic and can be adopted easily without regulation. Works with MCP natively and with Claude out of the box.
Key features
- - Policy-based authorization — set thresholds, merchant/MCC rules, and
- monthly caps; agents get instant approve/deny decisions
- - Human-in-the-loop approval — spend over policy limits holds for review
- in a dashboard instead of auto-declining or auto-approving
- - Tamper-evident audit trail — every decision logged in an append-only,
- hash-chained record
- - Never touches money — decision + evidence layer only; rail-agnostic
- (card, bank, crypto) and unregulated by design
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